Reliable information for secure credit agreements
As innovative service provider and reliable partner in modern business life, SCHUFA Holding AG enables and enhances the processing of credit extension. It allows its contractual partners like banks, savings banks, trade and commerce as well as other branches to extend secure loans. On the other hand, the SCHUFA enables consumers to take up credits comfortably and inexpensively. Through the portal www.meineSCHUFA.de, the SCHUFA moreover facilitates the highest possible transparency for consumers.
SCHUFA currently has a stock of more than 655 million data records of 66.2 million natural persons and four million companies in Germany. More than 91 per cent of recorded persons have only positive attribute entries. Besides the basic data, like name, date of birth and address, for example giro accounts, credit cards or mobile phone contracts are listed. The products provided by SCHUFA make it easier for banks to issue cash and current credits after a short examination. And mail order or Internet businesses are able to dispatch goods payable on account. With success: 97.5 per cent of the loans are repaid smoothly.
Executive boardDr. Michael Freytag (CEO)
Year of establishment1927
• Credit check about private citizens and companies
• Risk management systems
• Scoring services
• Identity checks
• Age verification