Reliable information for secure credit agreements

As innovative service provider and reliable partner in modern business life, SCHUFA Holding AG enables and en­­­hances the processing of credit ex­­tension. It allows its contractual partners like banks, savings banks, trade and com­­­merce as well as other bran­ches to ex­­tend secure loans. On the other hand, the SCHUFA enables consumers to take up credits comfor­ta­bly and inexpen­sively. Through the portal www.meineSCHUFA.de, the SCHUFA moreover facilitates the high­est possible transparency for con­sumers.

SCHUFA currently has a stock of more than 655 million data records of 66.2 mil­­lion natural persons and four million companies in Germany. More than 91 per cent of recorded persons have only posi­­tive attribute entries. Be­­sides the basic data, like name, date of birth and ad­­dress, for example giro ac­­counts, cre­d­­it cards or mobile phone con­­tracts are lis­ted. The products provided by SCHU­FA make it easier for banks to issue cash and current credits after a short examination. And mail order or In­­tern­et bus­i­­nesses are able to dis­­pa­tch goods pay­able on ac­­­count. With success: 97.5 per cent of the loans are repaid smoothly.